Table Information


Table Identity 1479
Provider Domain soa.org
Provider Name Society of Actuaries
Table Reference Jay M. Jaffe, “Accidental Death Experience: A Review of Recent Experience for the Practicing actuary and the 1996 Accidental Death Benefits Table”, Transactions of the Society of Actuaries, 1997-1998 Reports, Society of Actuaries (1998) p. 172-173. Accessed: March, 2013 from http://www.soa.org/library/research/transactions-reports-of-mortality-moribidity-and-experience/1990-99/1997/january/TSR976.pdf
Content Type ADB, AD&D
Table Name 1996 ADB Central Age and Individual Age Tables – Male
Table Description 1996 Accidental Death and Disablement (ADB) Central Age (Table 9) and Individual Age (Table 10) Tables – Male. Minimum Central Age: 0-4. Maximum Central Age: 100 and over. Minimum Individual Age: 0. Maximum Individual Age: 99
Comments Study Data: Accidental death benefits (ADB) cover deaths resulting from falls, drowning, motor vehicle accidents, and other accidents, but such contracts also pay benefits when an insured's death results from homicide and the specific cause is otherwise not excluded by the contract. Current, publicly available, data on accidental death experience from non-insurance industry sources was used. As current percentages covered by individual life insurance are nearly identical, tables for both males and females have been developed (See SOA Table Identity 1490). Methodology: Consistent with the 1959 ADB table (See SOA Table Identities 703 and 704) the 1996 table has been constructed to represent standard underwritten accidental death coverage such as would occur in ADB riders attached to ordinary life policies. NOTE: The Central Age Table is listed first then Individual Age Table. For the Central Age Table, values apply to a range of ages, such as 0-4, accordingly the table is coded with the value applying to the central age in the range. Data Transcription Errors Detected: None. Data Certified: 03/2013.

Table Data


Table Description 1996 Accidental Death and Disablement (ADB) Central Age (Table 9) Table – Male. Minimum Central Age: 0-4. Maximum Central Age: 100 and over.
Nation United States of America
Scaling Factor 0
Data Type Floating Point
   
Table Values
Row\Column1
20.000207
78.6E-05
120.000111
170.000509
220.000506
270.000366
320.000350
370.000327
420.000292
470.000262
520.000271
570.000283
620.000312
670.000367
720.000531
770.000893
820.001734
870.003161
920.004833
970.006542
1000.016778
Table Description 1996 Accidental Death and Disablement (ADB) Individual Age (Table 10) Table – Male. Minimum Individual Age: 0. Maximum Individual Age: 99
Nation United States of America
Scaling Factor 0
Data Type Floating Point
   
Table Values
Row\Column1
00.000357
10.000332
20.000307
30.000282
40.000256
50.000230
60.000206
70.000186
80.000172
90.000168
100.000175
110.000198
120.000239
130.000300
140.000373
150.000450
160.000522
170.000580
180.000617
190.000635
200.000637
210.000626
220.000606
230.000581
240.000553
250.000524
260.000498
270.000477
280.000463
290.000454
300.000450
310.000448
320.000447
330.000444
340.000441
350.000437
360.000432
370.000426
380.000420
390.000413
400.000406
410.000399
420.000392
430.000384
440.000378
450.000372
460.000367
470.000364
480.000363
490.000363
500.000365
510.000367
520.000370
530.000372
540.000374
550.000377
560.000380
570.000383
580.000387
590.000392
600.000397
610.000403
620.000409
630.000415
640.000423
650.000434
660.000449
670.000470
680.000497
690.000531
700.000572
710.000619
720.000673
730.000733
740.000802
750.000884
760.000981
770.001098
780.001236
790.001399
800.001588
810.001804
820.002049
830.002325
840.002627
850.002953
860.003298
870.003657
880.004028
890.004408
900.004795
910.005187
920.005583
930.005980
940.006377
950.006770
960.007160
970.007542
980.007937
990.008347