Table Information


Table Identity 1519
Provider Domain actuary.org
Provider Name American Academy of Actuaries
Table Reference American Academy of Actuaries CSO Task Force, “Final Report of the American Academy of Actuaries’ Commissioners Standard Ordinary Task Force”, American Academy of Actuaries, (2002). Appendix J. Accessed: February, 2013 from http://dev.actuary.org/files/CSO_taskforce_appendix_j3_june2002.xls
Content Type CSO / CET
Table Name 2001 CSO Select and Ultimate - Female Smoker, ALB
Table Description 2001 Commissioners Standard Ordinary (CSO) Select and Ultimate Table - Female Smoker. Basis: Age Last Birthday. Minimum Select Age: 0. Maximum Select Age: 99. Minimum Ultimate Age: 25. Maximum Ultimate Age: 120.
Comments Study Data: The 2001 Commissioners Standard Ordinary (CSO) tables are based on Society of Actuaries’ (SOA) industry mortality experience collected over the years 1990-1995 for companies that participated in the study. Additional data from other sources was used to supplement the data at young and old ages where the experience data was sparse. The mortality was projected to the year 2001 using recent mortality improvement trends. Methodology: The approach utilized in creating the 2001 age last birthday (ALB) tables, is the same as that used to create the 1980 CSO ALB tables as detailed in Transactions of the Society of Actuaries, Vol XXXIII (p. 671-672). During the select period, the lx’s utilized were those derived from adjacent issue ages. Data Transcription Errors: None: Data Certified: 02/2013

Table Data


Table Description 2001 Commissioners Standard Ordinary (CSO) Select and Ultimate Table - Female Smoker. Basis: Age Last Birthday. Minimum Select Age: 0. Maximum Select Age: 99.
Nation United States of America
Scaling Factor 0
Data Type Floating Point
   
Table Values
Row\Column12345678910111213141516171819202122232425
0                0.000430.000470.000510.000560.000590.000630.000660.000690.00073
1               0.000420.000470.000510.000540.000590.000630.000660.000690.000730.00077
2              0.000410.000460.00050.000540.000570.000620.000660.000690.000730.000770.00083
3             0.000410.000450.000480.000530.000570.000610.000650.000690.000730.000770.000830.00089
4            0.00040.000440.000480.000520.000560.000610.000650.000690.000730.000770.000830.000890.00095
5           0.00040.000440.000470.000520.000560.00060.000650.000690.000730.000770.000830.000880.000950.001
6          0.000390.000430.000470.000510.000550.00060.000630.000690.000730.000770.000820.000880.000940.000990.00105
7         0.000390.000430.000460.000510.000540.000590.000630.000670.000730.000770.000820.000880.000940.000990.001050.00114
8        0.000380.000420.000460.000490.000540.000580.000620.000670.000720.000770.000810.000880.000940.000990.001050.001140.00122
9       0.000380.000410.000450.000490.000520.000580.000610.000660.000720.000760.000810.000870.000940.000990.001050.001140.001220.00133
10      0.000370.000410.000440.000480.000510.000560.000610.000650.000710.000760.00080.000860.000940.000990.001050.001130.001220.001320.00145
11     0.000360.00040.000430.000470.000510.000550.000590.000650.000690.000750.00080.000860.000920.000990.001050.001130.001210.001310.001440.00157
12    0.000360.000390.000420.000460.000490.000540.000580.000630.000690.000740.000780.000860.000920.000980.001050.001130.001210.001310.001440.001570.00169
13   0.000360.000380.000410.000440.000480.000520.000560.000620.000670.000730.000780.000840.000920.000980.001050.001130.001210.001310.001440.001570.001680.00181
14  0.000360.000380.00040.000430.000470.00050.000550.000590.000660.000710.000770.000830.000910.000980.001050.001130.001210.001310.001440.001560.001680.001790.00192
15 0.000360.000380.00040.000430.000460.000490.000520.000580.000630.000690.000750.000820.000890.000970.001050.001130.001210.001310.001440.001560.001670.001790.001920.00205
160.000360.000380.00040.000420.000440.000480.000510.000560.000620.000670.000730.000810.000880.000960.001050.001130.001210.001310.001440.001560.001670.001790.001920.002050.00218
170.000380.000390.000410.000430.000460.000490.000540.00060.000660.000710.000790.000870.000950.001040.001130.001210.001310.001440.001560.001670.001790.001920.002050.002180.00234
180.000380.00040.000420.000450.000480.000520.000580.000640.00070.000760.000850.000940.001030.001130.001210.001310.001440.001560.001670.001790.001920.002050.002180.002340.00253
190.000380.000410.000430.000470.00050.000560.000620.000670.000750.000820.000920.001020.001120.001210.001310.001440.001560.001670.001790.001920.002050.002180.002340.002530.00274
200.000370.00040.000440.000480.000530.00060.000660.000720.000810.000890.000990.00110.00120.001310.001420.001560.001670.001790.001910.002050.002180.002340.002530.002740.00299
210.000360.00040.000450.00050.000560.000630.000710.000780.000880.000970.001070.001180.001290.001410.001530.001650.001770.001910.002040.002180.002340.002530.002740.002990.00328
220.000350.000390.000460.000520.000590.000670.000750.000850.000950.001050.001150.001280.001380.001510.001620.001750.001880.002030.002170.002340.002530.002740.002990.003280.00362
230.000340.000410.000470.000540.000620.000710.00080.00090.001010.001120.001240.001360.001480.001590.001710.001860.001990.002150.002330.002530.002740.002990.003280.003620.00404
240.000340.000420.000490.000570.000660.000760.000860.000960.001080.00120.001320.001430.001560.001680.001810.001970.002120.00230.002520.002740.002990.003280.003620.004040.00454
250.000340.000420.000510.00060.00070.00080.000920.001020.001150.001270.00140.00150.001640.001780.001920.002090.002280.002480.002740.002990.003280.003620.004040.004540.0051
260.000350.000440.000540.000630.000740.000850.000960.001080.001210.001340.001460.001580.001730.001890.002050.002240.002470.002710.002990.003280.003620.004040.004540.00510.0057
270.000380.000470.000570.000670.000780.000890.001010.001130.001270.001390.001530.001680.001840.002010.00220.002430.002680.002970.003280.003620.004040.004540.00510.00570.00636
280.000410.000510.000610.000710.000820.000940.001060.001190.001320.001460.001610.001780.001960.002150.002380.002650.002940.003270.003620.004040.004540.00510.00570.006360.00707
290.000450.000550.000640.000750.000870.000990.001110.001240.001380.001540.00170.001890.002090.002330.00260.00290.003260.003620.004040.004540.00510.00570.006360.007070.00784
300.000490.000590.000680.00080.000910.001040.001160.00130.001450.001630.001810.002020.002270.002550.002860.003210.003620.004040.004540.00510.00570.006360.007070.007840.00866
310.000530.000620.000730.000840.000960.001090.001230.001380.001550.001750.001960.002210.002490.002810.003180.003580.004040.004540.00510.00570.006360.007070.007840.008660.00953
320.000560.000660.000760.000890.001010.001160.001310.001480.001670.00190.002160.002440.002760.003120.003540.0040.004520.00510.00570.006360.007070.007840.008660.009530.01046
330.000590.000690.00080.000930.001080.001240.001410.001610.001830.002090.002380.002710.003080.003490.003950.004480.005050.00570.006360.007070.007840.008660.009530.010460.0114
340.00060.000720.000840.000990.001150.001330.001530.001770.002030.002320.002650.003030.003450.003910.004420.005010.005650.006360.007070.007840.008660.009530.010460.01140.01238
350.000620.000750.000890.001060.001240.001450.001690.001960.002250.002580.002950.003370.003850.004350.004920.005570.006270.007070.007840.008660.009530.010460.01140.012380.01343
360.000650.000790.000950.001140.001340.001580.001860.002160.002490.002870.003280.003740.004260.004820.005440.006130.006890.007840.008620.009530.010460.01140.012380.013430.01452
370.000690.000850.001020.001230.001470.001740.002050.002390.002770.003180.003640.004150.004710.005320.005990.006740.007550.008530.009410.010430.01140.012380.013430.014520.0157
380.000750.000920.001110.001350.001620.001920.002270.002650.003060.003530.004040.004590.00520.005860.006580.00740.008260.009210.010230.011330.012360.013430.014520.01570.01695
390.000820.001010.001230.00150.00180.002130.002520.002940.003390.003910.004460.005070.005720.006450.007230.008090.009020.010030.011110.012270.013360.014520.015690.016950.01823
400.000910.001120.001380.001670.0020.002380.002790.003250.003760.004320.004920.005580.00630.007080.007930.008850.009850.010910.012040.013260.014430.015670.016930.018230.01961
410.001010.001260.001550.001880.002240.002650.00310.003610.004160.004780.005430.006150.006930.007770.008690.009670.010730.011850.013050.014320.015580.016890.018230.019610.0211
420.001130.001420.001750.002120.002530.002970.003470.004020.004620.005280.005990.006760.00760.008510.00950.010550.011670.012860.014120.015450.01680.018180.019590.021080.02271
430.001280.001610.001980.00240.002850.003340.003880.004480.005130.005830.00660.007430.008340.009310.010370.011490.012680.013940.015270.016660.018080.019510.021020.022670.02447
440.001440.001820.002250.002710.003210.003760.004340.004990.005690.006450.007260.008160.009130.010170.011290.012490.013750.015090.016490.017940.01940.020920.022590.02440.0264
450.00160.002050.002530.003030.003590.004190.004830.005520.006290.007090.007970.008930.009960.011070.012270.013530.014880.016310.01780.019270.02080.022470.02430.02630.02853
460.001790.002290.002810.003370.003990.004640.005340.006080.00690.007770.00870.009730.010820.0120.013280.014620.016060.017580.019190.020660.022340.024170.026170.028410.03094
470.0020.002540.003110.003740.004390.00510.005840.006660.007530.008460.009470.010550.011720.012980.014340.015780.01730.018930.020580.022170.024010.026020.028260.03080.03363
480.002160.002750.003420.00410.00480.005560.006360.007230.008160.009160.010250.011410.012670.014020.015470.017010.018630.020390.022060.023810.02580.028060.03060.033450.03655
490.002280.002980.003730.004440.00520.0060.006860.007790.008790.009870.011030.012290.013640.01510.016670.018310.020080.021970.023740.025550.027790.030340.033160.036260.03965
500.002420.003330.004070.004790.005590.006430.007350.008350.009420.010590.011830.01320.014660.016230.017930.019720.021630.023670.025420.027520.030050.032850.03590.039260.04292
510.002580.003720.004450.005170.005990.006880.007850.00890.010070.011320.012670.014140.015730.017430.019280.021240.023330.025260.027260.029770.032540.035560.038860.042490.04644
520.002750.004080.004830.005560.006390.007320.008340.009470.010710.012080.013540.015140.016870.018730.020750.022890.024960.0270.029490.032250.035260.038480.042060.045960.05023
530.002940.004410.005230.005960.006810.007780.008870.010070.01140.012870.014470.016230.018120.020180.022390.02460.026750.029210.031950.034960.03820.041640.04550.049710.05433
540.003120.004760.005670.00640.007280.008290.009450.010720.012150.013750.01550.017430.019510.021780.024230.026480.028940.031660.034660.037920.041390.045050.049220.053760.05874
550.003350.005090.006090.006840.007750.00880.010020.011380.012940.014670.016590.01870.0210.023510.026230.028670.031390.034370.037630.041150.044850.048780.053270.058170.06353
560.003570.005370.006490.007270.008220.009330.010630.01210.013780.015650.017730.020050.02260.025380.02840.03110.034090.037360.04090.044660.048670.052980.05770.062970.06871
570.003680.005670.006910.007730.008760.009950.011340.012940.014750.016790.019050.021590.024390.027470.030820.033790.037080.040650.044480.048560.052850.057520.062480.068130.07428
580.003840.005960.007340.008240.009330.010640.012140.013890.015860.018110.020580.023350.026430.029810.033510.036790.040390.044280.048440.052720.057320.062310.067640.073680.08028
590.004030.006210.007780.008740.009920.011370.013020.014940.017110.019580.022320.025360.028740.032440.036520.040140.044080.048320.052570.057110.062090.067430.073110.079510.08649
600.004180.006470.008180.009220.010530.012120.013960.016080.01850.021230.024250.027610.031330.035420.03990.043890.048210.052440.056910.061870.067190.072850.079070.085590.09349
610.004370.006730.008570.009690.011120.012870.014910.017270.019980.023020.02640.030130.034240.038770.04370.048090.052310.056710.061660.066950.072590.078830.085350.092750.10073
620.004680.006990.008940.010130.011680.013610.015880.018520.021550.024980.028750.032910.037510.042520.047970.052190.056520.061460.066730.072330.078590.085080.092330.100060.10759
630.005090.007890.009290.010560.012230.014340.016880.019840.023240.027090.031310.035990.04110.046680.052040.056320.061250.066510.072080.078340.08480.091840.099450.106820.11498
640.005560.008850.009660.010980.012790.015110.017930.021240.025050.029380.034120.039350.045040.051240.056120.061020.066270.071810.078090.084540.091340.098760.10610.11440.12296
650.005920.009270.010060.011420.013380.015910.019010.022680.026910.031710.036980.042770.049070.055910.06080.066040.071540.077830.084260.090870.098120.105310.113670.122450.13145
660.00610.009730.010490.011930.014040.01680.020190.024210.028850.034090.039890.046230.053140.06060.065810.07130.07760.0840.090430.097450.104620.112830.121770.130690.14025
670.006460.010220.0110.012550.014840.017850.021560.025950.031020.036720.043060.050.057540.065610.071070.077070.083740.089970.096880.103920.112060.120920.12990.139430.1498
680.007070.010750.011610.013310.015810.01910.023150.027940.033440.039630.046520.054050.062230.070830.076480.082860.089330.096250.103250.111210.120040.128970.13850.149010.16009
690.007720.011320.012310.01420.016970.020580.025010.030210.036170.042840.050290.058420.067190.075840.08180.088270.095190.102560.110240.118970.128090.137780.148140.159360.17086
700.008460.011950.013130.015270.018360.022320.027150.032790.039210.046350.054350.06310.072480.080680.087040.093910.10130.109150.117630.126660.136720.147540.158590.17010.18339
710.010520.012640.014080.016520.019970.024330.02960.035690.042550.050150.058730.068040.078010.085730.09120.099810.107670.116050.125060.134650.145770.15780.169360.182210.19808
720.012530.013410.015160.017980.021830.026630.032340.038890.046210.054230.063380.073240.083740.090260.094130.105940.114280.12320.132770.142960.155270.168580.181140.195970.21484
730.013270.014330.016450.01970.023980.029250.035410.042390.050160.058590.068270.078680.089230.093470.101090.112290.121120.130580.140780.151640.165290.180110.194040.212250.23323
740.014070.015450.018010.021690.026440.032170.038770.046220.054370.063190.073380.084310.092830.099560.108020.119450.1290.13920.150150.162710.175830.192370.209080.230320.252
750.01510.016930.019990.02420.029480.035750.042920.05090.059590.068950.079770.090.098150.106680.115430.127960.138450.149560.162210.175230.189240.207370.227290.249180.27322
760.016550.018890.022510.027320.033220.040140.047980.056640.066060.076140.087760.096750.105470.114690.126980.137680.149020.161760.174880.188770.206480.226110.247770.271470.29522
770.018480.021370.025540.030960.037520.04510.053610.062990.073140.083980.095410.104270.113950.125960.136960.148480.161250.174530.188480.205790.225340.246710.270190.293740.31621
780.020.024440.029210.035220.042420.050680.059870.069990.080870.092490.10310.113250.1250.136190.147950.16080.174040.188190.205290.22440.245980.269270.292620.314940.33888
790.0210.028230.033570.040180.047990.056930.066810.077630.089270.101640.112540.124030.135530.147370.160360.173690.187740.204710.223550.244650.26860.291810.314230.338040.36346
800.022790.032820.038680.045870.054290.06390.074440.085970.098360.111510.123060.134820.14690.159780.173280.187450.204020.22260.243290.266680.291380.313640.337570.363260.39163
810.02540.038260.044630.052360.061380.071570.082790.095040.108140.122090.134060.146350.159330.172840.186970.203490.221530.241910.26470.288810.313240.337270.363070.391630.42344
820.028220.043950.051450.059690.069250.080050.091870.104780.118620.133350.145780.158880.172490.186670.202790.220660.240490.263130.286750.310540.336790.362880.391630.423440.45599
830.031850.050520.059190.067860.077940.089310.10170.115250.129810.145320.158340.172080.186380.202290.219720.239640.262280.285970.309360.334870.362680.391630.423440.455990.4891
840.037320.058690.067150.076920.087450.099330.112290.126430.141690.157920.171630.185960.201730.219010.239040.262010.285950.309360.334530.361910.391630.423440.455990.48910.52277
850.046410.066430.075920.086850.097770.110870.123630.138320.154290.171290.185630.201130.218570.238580.262010.285950.309360.334530.361910.391630.423440.455990.48910.522770.55756
860.054880.074910.086250.097490.109970.123170.135640.150920.16750.185350.200570.217150.236970.261550.285950.309360.334530.361910.391630.423280.455830.48910.522770.557560.59243
870.064360.085680.097190.109660.122760.135210.148270.164090.181320.199930.216180.233860.256030.282520.3070.332280.359360.388520.420120.452550.486270.520920.556610.592430.62605
880.07950.096950.109340.122340.134820.147890.16160.177930.195720.215050.232270.251280.274680.299850.325430.352520.381080.411650.443830.477640.513040.550010.588560.626050.65815
890.094970.109030.121940.134420.147560.161240.175590.192420.210720.230720.249060.268740.29440.317250.343760.372020.402350.434390.468140.503580.54070.579450.619850.658150.69112
900.108740.121520.134080.147180.160880.175180.19080.207360.226250.246990.266080.287450.313540.334920.362690.392630.424380.457930.493270.530370.569230.609820.652110.691020.73234
910.121150.133760.146920.160570.174740.190250.206640.222840.242210.263630.282910.305740.327940.353330.38270.413980.447170.482250.51920.558010.598650.641090.685310.731270.77159
920.133450.146620.160280.17440.189680.205910.221970.238820.25880.278810.298450.319770.344190.37280.403430.436080.470730.507350.545940.586480.628930.673270.719460.767450.81254
930.146330.160010.174010.189150.20520.221180.237740.255630.274190.29210.312160.335560.363210.392990.42490.458920.495040.533240.573490.615790.660080.706350.754530.804590.85604
940.15970.173710.188660.204610.22050.236890.254610.271250.287430.305610.327760.354230.382930.413890.447090.482490.52010.55990.601840.645920.692090.74030.790520.842670.89668
950.173370.188030.203990.219880.236170.253790.270390.284330.30080.321140.346180.373590.403370.435510.469990.50680.545920.587330.630990.676870.724940.775140.827410.881680.93911
960.187280.202960.21920.235390.252910.26970.283480.297650.316080.339440.36530.393660.424510.457830.493620.531840.572490.615520.660920.708640.758630.810840.865190.924541
970.201610.21790.234660.252070.268880.282850.296740.312960.334380.358430.385130.414440.446350.480870.517960.557620.59980.644490.691640.741210.793160.847390.909181 
980.216230.233050.251340.268050.28210.296440.312230.331430.353410.378150.405660.435910.468890.504610.543020.584110.627850.674210.723130.774580.828490.89331  
990.232020.250340.267670.281680.295990.312230.331110.35170.37510.40130.430290.462040.496540.533770.573680.616270.661480.709250.759540.812260.877161   
Table Description 2001 Commissioners Standard Ordinary (CSO) Select and Ultimate Table - Female Smoker. Basis: Age Last Birthday. Minimum Ultimate Age: 25. Maximum Ultimate Age: 120.
Nation United States of America
Scaling Factor 0
Data Type Floating Point
   
Table Values
Row\Column1
250.00079
260.00084
270.00089
280.00095
290.00101
300.00107
310.00115
320.00123
330.00133
340.00146
350.00159
360.00172
370.00183
380.00194
390.00206
400.00219
410.00234
420.00253
430.00274
440.00299
450.00328
460.00362
470.00404
480.00454
490.0051
500.0057
510.00636
520.00707
530.00784
540.00866
550.00953
560.01046
570.0114
580.01238
590.01343
600.01452
610.0157
620.01695
630.01823
640.01961
650.0211
660.02272
670.02452
680.02649
690.02866
700.03111
710.03385
720.03683
730.04008
740.04348
750.04705
760.05091
770.05507
780.05956
790.06439
800.07041
810.07777
820.08535
830.09309
840.10115
850.1086
860.11721
870.12789
880.13858
890.14836
900.15392
910.15848
920.16833
930.18227
940.2017
950.22462
960.24645
970.2594
980.26459
990.27857
1000.29748
1010.31792
1020.34013
1030.36404
1040.39163
1050.42344
1060.45599
1070.4891
1080.52277
1090.55756
1100.59243
1110.62605
1120.65815
1130.69112
1140.73234
1150.77159
1160.81254
1170.85604
1180.89668
1190.93911
1201