Table Information


Table Identity 3242
Provider Domain soa.org
Provider Name American Academy of Actuaries along with the Society of Actuaries
Table Reference Society of Actuaries website, 2015 Valuation Basic Tables. Accessed: March, 2016 from https://www.soa.org/resources/experience-studies/2015/2015-valuation-basic-tables/
Content Type Insured Lives Mortality
Table Name 2015 VBT Male Non-Smoker RR100 ALB
Table Description 2015 Valuation Basic Table (VBT) Relative Risk Table - Male 100%, Non-Smoker, Age Last Birthday. Minimum Age: 18. Maximum Age: 95.
Comments Study Data: The 2015 VBT was developed based on the mortality experience from the SOA Individual Life Experience Committee studies from the 2002-2009 study period. Additional data from other sources was used to supplement the 2002-2009 experience at younger and older ages where industry experience was sparse.To develop the 2015 VBT table, the mortality was projected from March 1st, 2006 to July 1st, 2015, using recent mortality improvement trends. Data Certified: 07/2018.

Table Data


Table Description 2015 VBT Relative Risk Table - Male 100% Non-Smoker, Age Last Birthday, Select
Nation United States of America
Scaling Factor 0
Data Type Floating Point
   
Table Values
Row\Column12345678910111213141516171819202122232425
180.000660.000690.000710.000710.000690.000690.000680.000660.000570.000520.00050.000470.000460.000490.000520.000580.000660.000770.000890.001010.001110.001170.001240.001310.0014
190.00060.000620.000660.000630.000620.000610.000610.000560.000490.000460.000460.000450.000450.00050.000550.000590.000680.00080.000920.001040.001140.00120.001270.001350.00144
200.000510.000570.000570.000550.000530.000520.000510.000470.000430.000440.000440.000450.000460.000510.000570.000620.000710.000820.000940.001070.001160.001220.001290.001380.00149
210.000450.000520.000470.000440.000430.000430.000420.00040.000380.000410.000430.000450.000480.000530.000590.000640.000730.000840.000970.001090.001170.001230.00130.001410.00153
220.000410.000430.000390.000370.000360.000360.000360.000350.000350.00040.000430.000460.000490.000560.000620.000660.000760.000880.001010.001110.001170.001230.00130.001430.00158
230.000350.000360.000330.000310.000310.000310.000310.000330.000340.00040.000430.000470.000520.000590.000640.000690.000790.000920.001040.001120.001180.001230.001310.001450.00163
240.00030.000310.000280.000270.000270.000270.000290.000320.000340.000410.000450.00050.000550.000610.000670.000730.000840.000970.001070.001120.001190.001240.001350.001510.0017
250.000260.000270.000250.000250.000250.000260.000280.000320.000350.000420.000470.000530.000580.000650.000710.000780.00090.001020.001090.001130.001190.001280.001430.001610.0018
260.000220.000240.000230.000240.000240.000260.000290.000330.000360.000450.000510.000570.000620.000690.000770.000850.000970.001060.001110.001160.001240.001370.001550.001740.00195
270.00020.000220.000220.000240.000250.000270.000310.000350.000390.000480.000550.000620.000670.000750.000830.000910.001020.00110.001150.001220.001330.001490.001680.001890.00212
280.000180.00020.000210.000250.000270.00030.000330.000380.000420.000530.00060.000670.000720.000810.00090.000970.001070.001140.001220.001310.001450.001630.001840.002060.00231
290.000160.000180.000220.000250.000280.000310.000340.000390.000440.000550.000630.000690.000750.000840.000930.001010.001120.001210.00130.001420.001580.001780.0020.002250.00253
300.000150.000160.000220.000260.000280.000310.000340.00040.000470.000570.000650.00070.000760.000860.000950.001070.001190.001290.001390.001540.001720.001940.002190.002460.00275
310.000140.000150.000220.000260.000290.000320.000360.000420.000520.000610.000680.000730.00080.000890.0010.001130.001260.001370.00150.001660.001870.002120.002390.002680.00297
320.000140.000150.000230.000280.000310.000340.00040.000460.000570.000660.000710.000760.000840.000940.001070.001210.001340.001470.001610.00180.002030.00230.00260.00290.00318
330.000140.000160.000250.000290.000320.000370.000440.000510.000620.00070.000750.00080.000890.001010.001140.001290.001430.001570.001730.001940.002210.002510.002820.003130.0034
340.000150.000170.000270.000310.000360.000410.000470.000570.000660.000730.000780.000850.000960.001090.001220.001370.001530.001680.001870.002110.002410.002740.003060.003360.00364
350.000150.000180.000290.000340.00040.000450.000510.000620.00070.000760.000830.000920.001040.001170.001310.001470.001630.00180.002020.00230.002640.002990.003320.003620.00392
360.000150.00020.000310.000380.000440.000490.000570.000670.000740.000810.00090.0010.001130.001270.001420.001580.001750.001950.002210.002530.002910.003270.003610.003920.00428
370.000150.000210.000340.000410.000480.000540.000630.000710.000780.000880.000990.00110.001230.001380.001530.00170.00190.002130.002440.002810.003210.003580.003920.004280.00472
380.000150.000240.000370.000440.000510.00060.000680.000760.000850.000970.001090.001210.001350.001510.001670.001850.002080.002360.002720.003140.003550.003910.004280.00470.00524
390.000160.000280.000410.000490.000560.000650.000730.000820.000930.001070.001190.001320.001480.001650.001820.002030.00230.002640.003060.00350.00390.004280.004680.005180.00584
400.000180.000330.000450.000530.000620.00070.000780.000880.001020.001170.00130.001440.001620.001810.002010.002260.002580.002990.003440.003880.004280.004680.005120.005760.00648
410.000210.000370.000490.000570.000670.000750.000840.000960.001110.001270.001420.001570.001780.0020.002220.002520.002920.003380.003850.004280.004670.005090.005640.006370.00715
420.000240.000410.000520.000620.000720.000790.000890.001040.001210.001380.001530.001710.001950.00220.002470.002830.00330.00380.004270.004670.005070.005560.006220.007010.00788
430.000290.000440.000560.000680.000760.000840.000960.001130.001310.001480.001650.001870.002150.002430.002750.003180.003710.004220.004670.005050.00550.006120.006890.007770.00872
440.000330.000470.00060.000740.000810.00090.001050.001230.001410.001590.00180.002060.002370.002690.003060.003550.004120.004640.005050.005480.0060.006780.007680.008650.00969
450.000380.00050.000650.00080.000870.000990.001160.001350.001530.001730.001980.002270.002610.002970.00340.003940.004530.005030.005480.005980.006610.007580.008580.009650.01082
460.000430.000520.000710.000860.000950.00110.00130.001480.001660.001890.002190.002520.002880.003260.003740.004330.004950.005460.005950.006520.007340.00850.00960.010790.01214
470.000470.000550.000770.000940.001050.001240.001450.001620.001810.00210.002440.002780.003150.003580.00410.004740.005390.005940.006480.007180.008220.009570.010770.012120.01365
480.00050.000580.000840.001020.001180.00140.00160.001770.0020.002350.002720.003060.003440.00390.004480.005170.005850.006440.007090.007970.009230.010740.01210.013620.0154
490.000520.000640.000920.001110.001320.001560.001740.001920.002220.002630.003010.003340.003730.004240.004880.005630.006350.0070.007790.008870.010360.011990.013560.015370.01743
500.000520.000720.001010.001220.001480.00170.001870.002090.002470.002940.003310.003650.004050.004630.005340.006140.006910.007650.008620.009910.011560.01330.015140.017290.01972
510.000530.000820.001120.001350.001630.001820.001990.002290.002760.003260.003620.004010.004430.00510.00590.006750.007570.008440.009610.011110.012910.014770.016860.019350.02218
520.000530.000930.001240.001510.001770.001940.002150.002520.003070.00360.003970.004390.00490.00570.006580.00750.00840.00950.01080.012490.014450.01650.018850.021680.02489
530.000540.001040.001380.001710.001920.002090.002350.00280.003420.003950.004360.004830.005520.006450.007420.008390.009470.010740.012240.01410.01620.018630.02140.024580.02804
540.000540.001130.001540.001880.002060.002240.002580.003150.00380.004340.00480.005410.006320.007370.008380.009450.010680.012120.013940.016020.018340.021220.024420.027960.03181
550.000590.001190.001710.002030.002210.002440.002880.003560.004220.004790.005370.006180.007250.008360.009430.010640.012050.013790.015910.018270.020960.024220.027810.031770.03604
560.00070.001240.001880.002190.00240.00270.003280.004010.004670.005310.006060.007090.008290.009410.010570.011980.01370.015740.018140.020810.023880.02750.031680.036040.04076
570.000850.001280.002040.002370.002640.003030.003750.00450.005170.005920.006870.008090.009370.010550.011870.013530.015610.017970.020660.023680.027240.031370.035970.040760.04615
580.001050.001350.002170.002570.002870.003440.004250.0050.005710.006630.007780.009130.01050.011860.013380.015330.017810.02050.023470.026820.030960.035720.040760.046150.05227
590.001260.001460.002270.002720.003130.00390.004740.005490.006310.007420.008780.010250.011740.013260.015020.017360.020250.023310.026650.030560.035260.040570.046150.052270.05931
600.001440.001620.002380.002820.003450.004350.00520.005990.006960.008280.009820.011410.0130.01470.016830.019620.022940.026420.03030.034870.040240.046150.052270.059310.06748
610.001560.001840.00250.002980.003820.004790.005640.006520.007680.009190.010840.012520.014250.016260.018850.022110.025880.02990.034520.039810.045870.052270.059310.067480.07696
620.001630.002120.002680.003240.004240.005220.006090.00710.008460.010140.011890.013680.015620.018030.02110.024840.029110.033740.039190.045280.052270.059310.067480.076960.08787
630.001690.002410.002950.003620.004720.005670.00660.007770.009330.011170.0130.01490.017150.019980.023520.027830.032830.038390.044710.051750.059310.067480.076960.087870.10029
640.001760.002720.003290.004090.005260.006180.007190.008550.010310.012310.014240.016290.018880.022140.026130.031120.037060.043660.051180.059310.067480.076960.087870.100290.11402
650.001830.003050.003720.004620.005890.006780.007910.009460.011430.013650.015730.017990.020970.024660.029120.03510.042410.050140.058750.067480.076960.087870.100290.114020.12876
660.001930.003350.004190.005220.00660.00750.008770.010520.012740.015260.017630.02020.023610.027790.032760.039790.048730.057780.067480.076960.087870.100290.114020.128760.14417
670.002060.003630.004710.00590.00730.008350.009770.011750.01430.017240.020040.023210.026960.031690.037240.045320.055690.065940.076960.087870.100290.114020.128760.144170.15979
680.002230.003920.005270.006660.008070.009320.010910.013180.016320.019680.023080.026870.031150.036680.042960.052220.063810.075420.087870.100290.114020.128760.144170.159790.1753
690.002410.004190.005850.007450.008930.010280.012110.015040.018540.022380.026710.030990.036460.042860.050840.060940.074060.087040.100290.114020.128760.144170.159790.17530.19025
700.002590.004410.006380.008210.009690.011240.01360.017080.020740.025220.030760.03630.042680.050520.059160.070860.085790.100290.114020.128760.144170.159790.17530.190250.20394
710.002780.004620.006930.008990.01050.012560.015410.019040.023330.028870.035820.042560.050110.058750.067430.081450.098110.114020.128760.144170.159790.17530.190250.203940.21845
720.003010.00490.007550.00990.011750.014280.01740.021360.026780.033590.042110.049940.058420.067280.079180.095560.112860.128760.144170.159790.17530.190250.203940.218450.23554
730.00330.005310.008370.011070.013390.016270.01990.024450.031080.039190.049690.058350.06720.0780.093410.111930.128760.144170.159790.17530.190250.203940.218450.235540.25392
740.003650.005860.009370.01250.015220.018660.022990.028340.036220.045730.058190.067130.077530.091650.108770.127960.144170.159790.17530.190250.203940.218450.235540.253920.27364
750.003990.006420.010440.014170.017420.021520.02660.032990.042240.053010.066840.077140.090910.107840.126690.144170.159790.17530.190250.203940.218450.235540.253920.273640.29431
760.004240.006830.011260.015640.019590.024280.030180.038430.048970.060810.076460.089990.107320.126310.144170.159790.17530.190250.203940.218450.235540.253920.273640.294310.31552
770.004420.007130.011910.016910.021460.027050.033750.044560.056240.069320.088550.105910.125470.144170.159790.17530.190250.203940.218450.235540.253920.273640.294310.315520.33699
780.004610.007470.012670.018280.023430.029970.037780.050320.063250.078930.102530.122950.143480.159790.17530.190250.203940.218450.235540.253920.273640.294310.315520.336990.35854
790.004780.00780.013450.019740.025520.03260.041980.05530.070080.089810.118040.141660.159790.17530.190250.203940.218450.235540.253920.273640.294310.315520.336990.358540.37981
800.005070.008340.014720.02190.028330.036230.047460.06170.080040.104190.135370.159790.17530.190250.203940.218450.235540.253920.273640.294310.315520.336990.358540.379810.40044
810.005540.009210.016680.025020.032420.04140.055050.072280.094850.125340.155650.17530.190250.203940.218450.235540.253920.273640.294310.315520.336990.358540.379810.400440.42009
820.006240.01050.019460.029310.038220.04880.065690.088250.117040.152450.17530.190250.203940.218450.235540.253920.273640.294310.315520.336990.358540.379810.400440.420090.4384
830.007270.01250.023820.0360.047190.061040.08230.113080.148820.17530.190250.203940.218450.235540.253920.273640.294310.315520.336990.358540.379810.400440.420090.43840.45501
840.008570.015110.029540.044820.059350.078130.105780.140920.17530.190250.203940.218450.235540.253920.273640.294310.315520.336990.358540.379810.400440.420090.43840.455010.46956
850.010250.018420.036780.056170.075650.100970.133910.167510.190250.203940.218450.235540.253920.273640.294310.315520.336990.358540.379810.400440.420090.43840.455010.469560.4817
860.012320.022630.046130.071550.097660.129690.165420.190250.203940.218450.235540.253920.273640.294310.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.49107
870.014550.02750.057180.090240.12430.16340.190250.203940.218450.235540.253920.273640.294310.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.49731
880.016830.032620.069540.111420.153750.190250.203940.218450.235540.253920.273640.294310.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.5
890.019340.038130.08350.136220.18290.203940.218450.235540.253920.273640.294310.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.50.5
900.023370.052470.113460.172670.203940.218450.235540.253920.273640.294310.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.50.50.5
910.031590.079880.165780.203940.218450.235540.253920.273640.294310.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.50.50.50.5
920.04610.117110.203940.218450.235540.253920.273640.294310.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.50.50.50.50.5
930.068040.150880.218450.235540.253920.273640.294310.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.50.50.50.50.50.5
940.098170.192890.235540.253920.273640.294310.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.50.50.50.50.50.50.5
950.137030.235540.253920.273640.294310.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.50.50.50.50.50.50.50.5
Table Description 2015 VBT Relative Risk Table - Male 100% Non-Smoker, Age Last Birthday, Ultimate
Nation United States of America
Scaling Factor 0
Data Type Floating Point
   
Table Values
Row\Column1
180.00066
190.00069
200.00071
210.00071
220.00069
230.00069
240.00068
250.00066
260.00057
270.00052
280.0005
290.00047
300.00046
310.00049
320.00052
330.00058
340.00066
350.00077
360.00089
370.00101
380.00111
390.00117
400.00124
410.00131
420.0014
430.00148
440.00154
450.00159
460.00165
470.00171
480.00179
490.00188
500.00199
510.00216
520.00236
530.00258
540.0028
550.00302
560.00322
570.00343
580.00366
590.00393
600.00428
610.00474
620.00527
630.00588
640.00654
650.00725
660.00802
670.00886
680.00979
690.01088
700.01216
710.01369
720.01548
730.01755
740.01989
750.02248
760.02532
770.02846
780.03199
790.03604
800.04076
810.04615
820.05227
830.05931
840.06748
850.07696
860.08787
870.10029
880.11402
890.12876
900.14417
910.15979
920.1753
930.19025
940.20394
950.21845
960.23554
970.25392
980.27364
990.29431
1000.31552
1010.33699
1020.35854
1030.37981
1040.40044
1050.42009
1060.4384
1070.45501
1080.46956
1090.4817
1100.49107
1110.49731
1120.5
1130.5
1140.5
1150.5
1160.5
1170.5
1180.5
1190.5
1200.5