Table Information


Table Identity 3271
Provider Domain soa.org
Provider Name American Academy of Actuaries along with the Society of Actuaries
Table Reference Society of Actuaries website, 2015 Valuation Basic Tables. Accessed: March, 2016 from https://www.soa.org/resources/experience-studies/2015/2015-valuation-basic-tables/
Content Type Insured Lives Mortality
Table Name 2015 VBT Smoker Distinct Male Smoker ALB
Table Description 2015 Valuation Basic Table (VBT) Smoker Distinct Table - Male, Smoker, Age Last Birthday. Minimum Age: 18. Maximum Age: 95.
Comments Study Data: The 2015 VBT was developed based on the mortality experience from the SOA Individual Life Experience Committee studies from the 2002-2009 study period. Additional data from other sources was used to supplement the 2002-2009 experience at younger and older ages where industry experience was sparse. To develop the 2015 VBT table, the mortality was projected from March 1st, 2006 to July 1st, 2015, using recent mortality improvement trends. Data Certified: 07/2018.

Table Data


Table Description 2015 VBT Smoker Distinct Table - Male, Smoker, Age Last Birthday, Select
Nation United States of America
Scaling Factor 0
Data Type Floating Point
   
Table Values
Row\Column12345678910111213141516171819202122232425
180.000670.00070.000720.000750.000780.00080.000830.000850.000840.000830.000820.000820.000840.000880.000950.001020.00110.001190.00130.001420.001580.001790.002010.002240.00246
190.000640.000660.000690.000710.000730.000760.000780.000780.000780.000780.000780.00080.000850.000910.000980.001060.001150.001250.00140.001570.001770.0020.002230.002440.00263
200.00060.000630.000650.000670.000690.000710.000730.000730.000730.000740.000760.000810.000870.000950.001030.001110.001210.001370.001560.001760.001980.002210.002430.002610.00277
210.000560.000580.00060.000620.000640.000670.000680.000680.00070.000720.000770.000840.000910.000990.001080.001170.001340.001540.001740.001960.00220.002410.00260.002750.00292
220.000520.000530.000540.000580.000610.000630.000640.000650.000690.000740.00080.000870.000950.001040.001140.001310.001520.001720.001940.002180.00240.002580.002740.002910.00312
230.000480.000490.000510.000550.000580.000590.000610.000650.00070.000760.000840.000910.0010.00110.001280.00150.001690.001910.002150.002380.002570.002720.002890.00310.00333
240.000440.000470.000490.000520.000550.000570.000610.000660.000730.00080.000880.000960.001060.001230.001460.001660.001880.002120.002350.002550.002710.002890.003090.003320.00356
250.000410.000450.000470.00050.000530.000570.000630.000690.000770.000850.000930.001020.001170.001410.001620.001850.002090.002320.002530.00270.002880.003090.003310.003560.00383
260.000370.000430.000460.000490.000530.000590.000660.000730.000810.00090.000990.00110.001330.001560.00180.002040.002280.00250.002680.002880.003090.003310.003550.003820.00413
270.000340.000410.000450.000490.000550.000620.00070.000780.000870.000970.001070.001220.001480.001730.001980.002220.002450.002650.002860.003080.00330.003550.003820.004120.00447
280.000320.00040.000470.000520.00060.000670.000750.000830.000930.001040.001180.001350.001630.00190.002140.002370.002590.002810.003070.00330.003540.003810.004120.004460.00485
290.000310.000420.000510.000580.000660.000740.000810.00090.001010.001150.001310.00150.001780.002040.002260.002490.002740.003010.003290.003540.003810.004110.004460.004850.00528
300.000310.000440.000560.000650.000730.000810.000880.000970.001110.001280.001450.001640.001910.002150.002370.002620.002930.003230.003530.00380.004110.004450.004840.005280.00576
310.000320.000470.000610.000710.00080.000870.000950.001060.001230.001420.00160.001770.002030.002260.00250.002810.003150.003470.00380.00410.004450.004840.005270.005760.00631
320.000330.00050.000660.000770.000870.000940.001030.001180.001360.001560.001740.00190.002140.002390.002680.003020.003390.003730.00410.004440.004830.005270.005750.00630.00693
330.000330.000520.00070.000810.000920.001020.001130.001310.00150.00170.001830.002010.002270.002570.002880.003250.003650.004040.004440.004830.005260.005750.006290.006920.00764
340.000340.000540.000740.000850.000970.00110.001240.001440.001630.001790.001910.002150.002450.002770.003110.003520.003960.004380.004820.005260.005740.006290.006910.007640.00846
350.000350.000560.000780.000890.001030.001190.001370.001560.001720.001850.002050.002330.002650.0030.003370.003820.00430.004760.005250.005730.006280.00690.007630.008450.00938
360.000370.000590.000840.000960.001120.00130.001490.001650.001760.001970.002240.002530.002880.003260.003670.004160.004680.005180.005730.006270.006890.007620.008450.009380.01045
370.000390.000640.000910.001060.001230.001410.001580.001690.001870.002160.002450.002760.003150.003570.004020.004540.005110.005660.006260.006880.007620.008440.009370.010440.01166
380.000420.00070.0010.001160.001330.00150.001630.00180.002070.002380.002690.003030.003460.003920.004410.004980.005590.006190.006870.007610.008440.009370.010440.011660.01303
390.000460.000770.001090.001260.001430.001560.001740.0020.00230.002630.002970.003350.003820.004330.004870.005480.006130.006790.00760.008430.009360.010440.011660.013020.01452
400.000510.000850.001180.001350.00150.001680.001940.002230.002550.002910.003290.003710.004230.00480.005390.006040.006730.007560.008430.009360.010440.011650.013020.014520.01617
410.000560.000930.001250.001440.001620.001880.002180.002490.002830.003230.003640.004120.004710.005330.005970.006660.007530.008430.009360.010430.011650.013020.014510.016160.01797
420.000610.001010.001320.001540.00180.00210.002430.002780.003150.003580.004050.004590.005250.005930.006620.007450.008420.009350.010430.011650.013020.014510.016140.017970.01989
430.000660.001080.001410.001690.0020.002350.002720.003090.00350.003980.004510.005120.005850.00660.007390.008370.009350.010430.011650.013020.014510.016130.017960.019890.02189
440.00070.001160.001530.001860.002230.002630.003030.003430.003880.004440.005040.005730.006550.007370.008280.009340.010430.011650.013020.01450.016120.017950.019880.021890.02403
450.000750.001250.001670.002060.002490.002930.003360.003810.004320.004950.005640.006430.007330.008250.009270.010420.011650.013020.01450.016110.017940.019880.021880.024020.02637
460.000820.001360.001820.002290.002780.003270.003730.004220.004810.005540.006330.007270.008230.009260.010390.011640.013020.014490.016090.017930.019880.021880.024010.026330.02902
470.000890.001480.002010.002560.003110.003630.004130.004680.005360.006210.007220.008220.009250.010390.011640.013020.014490.016080.017920.019880.021870.0240.026290.028960.03206
480.000970.001610.002240.002880.003490.004030.004580.00520.005990.007150.008220.009230.010390.011640.013020.014490.016070.017910.019870.021870.023980.026240.02890.0320.03544
490.001060.001760.00250.003260.00390.004480.005070.005790.007030.008220.009210.010360.011640.013020.014480.016060.01790.019870.021870.023970.02620.028840.031940.03540.03902
500.001160.001930.002810.003690.004380.004970.005690.006840.008210.00920.010330.011610.013020.014480.016040.017890.019870.021860.023910.026160.028770.031880.035370.038960.04276
510.001270.002130.003180.00420.004910.005610.006730.008070.009180.01030.011590.0130.014480.016030.017870.019870.021850.023840.026060.028710.031820.035330.03890.04270.04652
520.00140.002340.003610.004790.005550.006590.007890.009090.010270.011560.012970.014460.016020.017860.019830.021840.023770.025970.028650.031760.03530.038840.042640.046440.05015
530.001540.002590.004110.005470.006420.007670.00890.010240.011540.012950.014440.016010.017840.01980.021810.02370.025870.028590.031710.035260.038780.042570.046370.049970.05379
540.00170.002880.004690.006240.00740.008660.010030.011510.012930.014430.015990.017820.019770.021780.023640.025780.028530.031650.035230.038720.042510.046290.04980.053540.05769
550.001880.003210.005350.00710.008380.009770.011280.012910.014410.015980.017810.019740.021750.023570.025680.028460.031590.035190.038650.042440.046210.049620.053290.057540.06188
560.002080.003580.006090.008060.009460.010980.012630.01440.015970.017790.019710.021720.02350.025590.02840.031530.035160.038590.042380.046130.049440.053040.057360.061880.06627
570.002310.0040.006880.00910.010620.012280.014070.015960.017780.019680.021690.023430.025490.028340.031470.035120.038530.042320.046050.049260.05280.057170.061830.066270.07094
580.002560.004480.007730.010220.011860.013640.015550.017540.019640.021660.023360.025390.028280.031410.035090.038470.042250.045980.049080.052550.056990.061770.066270.070940.07684
590.002840.005010.008610.011390.013150.015040.017050.019150.021390.02330.02530.028220.031360.035050.038410.042190.04590.04890.05230.05680.061720.066250.070940.076840.08442
600.003150.00560.009510.01260.014460.016450.018380.02060.022990.02520.028150.03130.035020.038350.042120.045820.048730.052050.056610.061660.066180.070940.076840.084420.09303
610.003490.006240.010420.013810.015770.017670.019420.021730.024270.027320.030470.033790.038290.042060.045740.048550.05180.056430.06160.066150.070890.076840.084420.093030.10279
620.003860.006920.011320.0150.017070.018930.020410.022620.025350.028620.031930.035340.040130.045670.048370.051550.056240.061540.066010.070720.076840.084420.093030.102790.11376
630.004250.007630.01220.016170.018410.020140.021640.023980.027080.03010.033420.036730.041460.048190.05130.056060.061480.065880.070480.076670.084420.093030.102790.113760.12586
640.004660.008340.013060.017360.019690.02140.023420.026220.029270.032510.035730.038740.043440.051060.055870.061420.065750.070240.076420.084420.093030.102790.113760.125860.13882
650.005080.009060.013930.018630.021150.023250.025730.028670.031660.035560.038460.042120.046020.053880.060630.065620.070.076230.084290.093030.102790.113760.125860.138820.15225
660.005510.009790.014860.020070.023030.02550.028290.031330.034640.038290.041730.045610.048850.057070.06420.069760.076060.084080.093030.102790.113760.125860.138820.152250.16584
670.005970.010570.015890.021790.025240.028060.031110.034310.037660.041340.045190.048660.054150.060880.068540.075160.08390.092630.102790.113760.125860.138820.152250.165840.17917
680.006460.011420.01710.023840.027760.030860.034090.037340.040690.044780.048480.05370.060130.065520.074230.082310.09230.102190.113760.125860.138820.152250.165840.179170.19204
690.007010.012380.01850.02620.030520.033820.03710.040450.044210.04830.053250.059380.064520.07140.081570.090750.101720.113380.125860.138820.152250.165840.179170.192040.20412
700.007650.013480.020080.02880.033450.036810.040240.044090.048230.05280.058620.06380.069170.078440.089930.10030.113030.125860.138820.152250.165840.179170.192040.204120.21485
710.008380.01470.021830.031580.036420.040.043960.048130.052710.057870.063260.068620.075510.086370.098910.112060.125640.138820.152250.165840.179170.192040.204120.214850.22652
720.009210.016040.02370.034390.039350.043420.047840.052050.057040.062420.068040.074450.083410.094740.11030.124770.138640.152250.165840.179170.192040.204120.214850.226520.24113
730.010140.017460.025640.037180.04270.047150.051280.055760.06080.066930.073970.081060.091420.107320.123270.137540.152250.165840.179170.192040.204120.214850.226520.241130.25732
740.011140.018930.027630.039960.046120.050530.053740.058440.065170.072960.080810.089870.104730.121840.136130.15170.165840.179170.192040.204120.214850.226520.241130.257320.2753
750.01220.020440.029680.042760.048690.052990.056330.062510.071270.079920.089520.103570.120030.134430.150990.165840.179170.192040.204120.214850.226520.241130.257320.27530.29479
760.013320.022010.031840.045620.051360.055870.060790.069330.078340.088460.102110.11760.132210.150.165840.179170.192040.204120.214850.226520.241130.257320.27530.294790.31552
770.01450.023670.034140.048610.054710.059810.06690.076230.08670.100050.114780.129210.147910.165840.179170.192040.204120.214850.226520.241130.257320.27530.294790.315520.33699
780.015780.025450.036640.051760.059130.064630.07360.084340.097370.111530.125780.144950.164970.179170.192040.204120.214850.226520.241130.257320.27530.294790.315520.336990.35854
790.017170.02740.039380.055330.06420.070440.08140.094160.107750.12180.141240.163590.179170.192040.204120.214850.226520.241130.257320.27530.294790.315520.336990.358540.37981
800.018730.029550.042550.059350.069030.077870.090430.103540.117130.136440.160960.179170.192040.204120.214850.226520.241130.257320.27530.294790.315520.336990.358540.379810.40044
810.020480.032080.04620.063610.074230.085770.098910.111910.13060.156750.178320.192040.204120.214850.226520.241130.257320.27530.294790.315520.336990.358540.379810.400440.42009
820.022540.035010.050180.068070.079780.092780.106130.123810.151150.176620.192040.204120.214850.226520.241130.257320.27530.294790.315520.336990.358540.379810.400440.420090.4384
830.024960.038270.054460.072720.085570.099120.116050.144140.174090.192040.204120.214850.226520.241130.257320.27530.294790.315520.336990.358540.379810.400440.420090.43840.45501
840.027690.041840.059030.077450.09110.107340.135720.168880.192040.204120.214850.226520.241130.257320.27530.294790.315520.336990.358540.379810.400440.420090.43840.455010.46956
850.030740.045740.063820.082090.097470.12590.1610.189830.204120.214850.226520.241130.257320.27530.294790.315520.336990.358540.379810.400440.420090.43840.455010.469560.4817
860.034140.049950.068650.086430.114670.150420.185460.204120.214850.226520.241130.257320.27530.294790.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.49107
870.037880.054340.073360.096630.137110.178970.204120.214850.226520.241130.257320.27530.294790.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.49731
880.04190.059260.077850.115370.159560.204120.214850.226520.241130.257320.27530.294790.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.5
890.046110.064790.086430.138240.191250.214850.226520.241130.257320.27530.294790.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.50.5
900.051160.072960.119890.178710.214850.226520.241130.257320.27530.294790.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.50.50.5
910.058870.095410.177410.214850.226520.241130.257320.27530.294790.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.50.50.50.5
920.070750.13260.214850.226520.241130.257320.27530.294790.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.50.50.50.50.5
930.087360.161790.226520.241130.257320.27530.294790.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.50.50.50.50.50.5
940.108950.199780.241130.257320.27530.294790.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.50.50.50.50.50.50.5
950.137030.241130.257320.27530.294790.315520.336990.358540.379810.400440.420090.43840.455010.469560.48170.491070.497310.50.50.50.50.50.50.50.5
Table Description 2015 VBT Smoker Distinct Table - Male, Smoker, Age Last Birthday, Ultimate
Nation United States of America
Scaling Factor 0
Data Type Floating Point
   
Table Values
Row\Column1
180.00067
190.0007
200.00072
210.00075
220.00078
230.0008
240.00083
250.00085
260.00084
270.00083
280.00082
290.00082
300.00084
310.00088
320.00095
330.00102
340.0011
350.00119
360.0013
370.00142
380.00158
390.00179
400.00201
410.00224
420.00246
430.00265
440.00279
450.00294
460.00313
470.00334
480.00357
490.00383
500.00413
510.00447
520.00486
530.00528
540.00577
550.00632
560.00694
570.00765
580.00846
590.00939
600.01045
610.01166
620.01303
630.01453
640.01618
650.01798
660.01989
670.0219
680.02405
690.02641
700.02908
710.03211
720.03547
730.03908
740.04283
750.0466
760.05033
770.05404
780.05784
790.06188
800.06627
810.07094
820.07684
830.08442
840.09303
850.10279
860.11376
870.12586
880.13882
890.15225
900.16584
910.17917
920.19204
930.20412
940.21485
950.22652
960.24113
970.25732
980.2753
990.29479
1000.31552
1010.33699
1020.35854
1030.37981
1040.40044
1050.42009
1060.4384
1070.45501
1080.46956
1090.4817
1100.49107
1110.49731
1120.5
1130.5
1140.5
1150.5
1160.5
1170.5
1180.5
1190.5
1200.5