Mortality and Other Rate Tables

Table Information

Table Identity	54
Provider Domain	soa.org
Provider Name	Chuck Ritzke
Table Reference	Gregory V. Serio, “Regulation No. 147 (11 NYCRR 98) Valuation of Life Insurance Reserves”, Insurance Department of the State of New York, (2003). Accessed: March, 2013 from http://www.dfs.ny.gov/insurance/r_finala/2003/pdf/r147text.pdf, Appendix 23 p. 33-35.
Content Type	Selection Factors
Table Name	1994 NAIC Reg 830 / NY Reg 147 Base Valuation Selection Factors – Male Smoker
Table Description	1994 National Association of Insurance Commissioners (NAIC) Regulation 830 / New York (NY) Regulation 147 Base Valuation Selection Factors - Male Smoker. Minimum Select Age: 0. Maximum Select Age: 85. Minimum Ultimate Age: 16. Maximum Ultimate Age: 115
Comments	Study Data: Based on the 1980 Commissioners Standard Ordinary (CSO) mortality tables (See SOA Table Identities 35-46) and 100% of the 1983-86 Society of Actuaries (SOA) intercompany experience. The same factors apply regardless of basis, that is, the same factor is used for age last birthday and age nearest birthday 1980 CSO tables. For sex-blended mortality tables (See SOA Table Identities 107-136), compute select mortality factors in the same proportion as the underlying mortality. For example, for the 1980 CSO-B Table, the calculated select mortality factors are 80% of the appropriate male selection table plus twenty percent 20% of the appropriate female selection table. Factors primarily used in the calculation of reserves. Methodology: Not specified. NOTE: For policy years 16 and over the selection factor is always 100%. Data Transcription Errors: None. Data Certified: 03/2013..

Table Data

Table Description

1994 National Association of Insurance Commissioners (NAIC) Regulation 830 / New York (NY) Regulation 147 Base Valuation Selection Factors - Male Smoker. Minimum Select Age: 0. Maximum Select Age: 85

Nation

United States of America

Scaling Factor

Data Type

Floating Point

Table Values

Row\Column	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15
0	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
1	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
2	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
3	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
4	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
5	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
6	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
7	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
8	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
9	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
10	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
11	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
12	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
13	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
14	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
15	0.94	0.95	0.95	0.95	0.95	0.96	0.96	0.95	0.95	0.95	0.95	0.95	0.95	0.95	0.95
16	0.88	0.89	0.89	0.90	0.90	0.91	0.91	0.91	0.91	0.91	0.91	0.90	0.90	0.90	0.91
17	0.83	0.84	0.84	0.85	0.86	0.87	0.87	0.86	0.86	0.86	0.86	0.86	0.86	0.86	0.86
18	0.77	0.78	0.79	0.80	0.81	0.82	0.82	0.81	0.81	0.81	0.81	0.81	0.81	0.81	0.81
19	0.71	0.73	0.73	0.75	0.76	0.78	0.78	0.77	0.77	0.77	0.77	0.76	0.76	0.76	0.77
20	0.65	0.67	0.68	0.70	0.71	0.73	0.73	0.72	0.72	0.72	0.72	0.71	0.71	0.71	0.72
21	0.63	0.65	0.66	0.68	0.69	0.70	0.70	0.69	0.70	0.70	0.70	0.69	0.69	0.69	0.70
22	0.61	0.63	0.64	0.66	0.66	0.68	0.68	0.67	0.67	0.68	0.68	0.67	0.67	0.67	0.68
23	0.60	0.61	0.62	0.64	0.64	0.65	0.65	0.64	0.65	0.65	0.65	0.65	0.65	0.66	0.67
24	0.58	0.59	0.60	0.62	0.61	0.63	0.63	0.62	0.62	0.63	0.63	0.63	0.63	0.64	0.65
25	0.56	0.57	0.58	0.60	0.59	0.60	0.60	0.59	0.60	0.61	0.61	0.61	0.61	0.62	0.63
26	0.55	0.56	0.58	0.60	0.59	0.60	0.60	0.59	0.60	0.61	0.61	0.61	0.61	0.62	0.63
27	0.53	0.55	0.57	0.59	0.59	0.60	0.60	0.59	0.60	0.60	0.60	0.61	0.61	0.62	0.63
28	0.52	0.53	0.57	0.59	0.58	0.59	0.60	0.59	0.59	0.60	0.60	0.60	0.62	0.62	0.63
29	0.50	0.52	0.56	0.58	0.58	0.59	0.60	0.59	0.59	0.59	0.59	0.60	0.62	0.62	0.63
30	0.49	0.51	0.56	0.58	0.58	0.59	0.60	0.59	0.59	0.59	0.59	0.60	0.62	0.62	0.63
31	0.47	0.50	0.55	0.58	0.58	0.59	0.60	0.59	0.59	0.59	0.60	0.61	0.63	0.63	0.64
32	0.45	0.48	0.55	0.57	0.58	0.59	0.59	0.59	0.59	0.60	0.60	0.62	0.64	0.64	0.66
33	0.43	0.47	0.54	0.57	0.58	0.58	0.59	0.59	0.60	0.60	0.61	0.62	0.64	0.66	0.67
34	0.41	0.45	0.54	0.56	0.58	0.58	0.58	0.59	0.60	0.61	0.61	0.63	0.65	0.67	0.69
35	0.39	0.44	0.53	0.56	0.58	0.58	0.58	0.59	0.60	0.61	0.62	0.64	0.66	0.68	0.70
36	0.38	0.43	0.52	0.55	0.57	0.58	0.58	0.59	0.60	0.61	0.62	0.64	0.66	0.68	0.70
37	0.36	0.42	0.51	0.55	0.57	0.57	0.58	0.59	0.60	0.61	0.62	0.64	0.67	0.69	0.70
38	0.35	0.40	0.51	0.54	0.56	0.57	0.57	0.58	0.59	0.61	0.63	0.65	0.67	0.69	0.71
39	0.33	0.39	0.50	0.54	0.56	0.56	0.57	0.58	0.59	0.61	0.63	0.65	0.68	0.70	0.71
40	0.32	0.38	0.49	0.53	0.55	0.56	0.57	0.58	0.59	0.61	0.63	0.65	0.68	0.70	0.71
41	0.31	0.38	0.49	0.53	0.55	0.56	0.57	0.57	0.58	0.60	0.62	0.64	0.67	0.70	0.71
42	0.31	0.38	0.48	0.53	0.55	0.56	0.56	0.57	0.57	0.59	0.61	0.63	0.67	0.69	0.71
43	0.30	0.39	0.48	0.52	0.54	0.55	0.56	0.56	0.57	0.58	0.60	0.63	0.66	0.69	0.71
44	0.30	0.39	0.47	0.52	0.54	0.55	0.55	0.56	0.56	0.57	0.59	0.62	0.66	0.68	0.71
45	0.29	0.39	0.47	0.52	0.54	0.55	0.55	0.55	0.55	0.56	0.58	0.61	0.65	0.68	0.71
46	0.29	0.38	0.46	0.50	0.52	0.54	0.54	0.54	0.55	0.56	0.59	0.62	0.65	0.68	0.70
47	0.28	0.37	0.44	0.49	0.51	0.52	0.53	0.53	0.54	0.56	0.59	0.63	0.66	0.68	0.70
48	0.28	0.37	0.43	0.47	0.49	0.51	0.52	0.53	0.54	0.56	0.60	0.63	0.66	0.68	0.69
49	0.27	0.36	0.41	0.46	0.48	0.49	0.51	0.52	0.53	0.56	0.60	0.64	0.67	0.68	0.69
50	0.27	0.35	0.40	0.44	0.46	0.48	0.50	0.51	0.53	0.56	0.61	0.65	0.67	0.68	0.68
51	0.26	0.34	0.39	0.43	0.46	0.48	0.50	0.51	0.53	0.56	0.61	0.65	0.67	0.69	0.69
52	0.26	0.33	0.38	0.42	0.45	0.47	0.50	0.51	0.53	0.56	0.61	0.65	0.68	0.69	0.70
53	0.25	0.31	0.37	0.41	0.45	0.47	0.49	0.51	0.54	0.56	0.62	0.66	0.68	0.70	0.72
54	0.25	0.30	0.36	0.40	0.44	0.46	0.49	0.51	0.54	0.56	0.62	0.66	0.69	0.70	0.73
55	0.24	0.29	0.35	0.39	0.44	0.46	0.49	0.51	0.54	0.56	0.62	0.66	0.69	0.71	0.74
56	0.23	0.29	0.35	0.39	0.44	0.46	0.48	0.50	0.53	0.56	0.61	0.65	0.68	0.70	0.74
57	0.23	0.29	0.35	0.39	0.44	0.45	0.48	0.50	0.53	0.55	0.61	0.64	0.67	0.69	0.73
58	0.22	0.28	0.36	0.40	0.45	0.45	0.47	0.49	0.52	0.55	0.60	0.64	0.67	0.69	0.73
59	0.22	0.28	0.36	0.40	0.45	0.44	0.47	0.49	0.52	0.54	0.60	0.63	0.66	0.68	0.72
60	0.21	0.28	0.36	0.40	0.45	0.44	0.46	0.48	0.51	0.54	0.59	0.62	0.65	0.67	0.72
61	0.21	0.28	0.36	0.41	0.45	0.45	0.47	0.49	0.52	0.54	0.59	0.61	0.64	0.67	0.71
62	0.21	0.28	0.36	0.41	0.46	0.46	0.48	0.50	0.52	0.54	0.59	0.60	0.63	0.66	0.70
63	0.20	0.28	0.37	0.42	0.46	0.46	0.49	0.50	0.53	0.55	0.58	0.60	0.63	0.66	0.69
64	0.20	0.28	0.37	0.42	0.47	0.47	0.50	0.51	0.53	0.55	0.58	0.59	0.62	0.65	0.68
65	0.20	0.28	0.37	0.43	0.47	0.48	0.51	0.52	0.54	0.55	0.58	0.58	0.61	0.65	0.67
66	0.20	0.29	0.37	0.44	0.48	0.49	0.52	0.53	0.54	0.55	0.58	0.58	0.61	0.65	0.67
67	0.21	0.29	0.37	0.44	0.49	0.50	0.52	0.53	0.55	0.55	0.58	0.58	0.61	0.65	0.67
68	0.21	0.30	0.38	0.45	0.49	0.50	0.53	0.54	0.55	0.56	0.57	0.58	0.61	0.65	0.66
69	0.22	0.30	0.38	0.45	0.50	0.51	0.53	0.54	0.56	0.56	0.57	0.58	0.61	0.65	0.66
70	0.22	0.31	0.38	0.46	0.51	0.52	0.54	0.55	0.56	0.56	0.57	0.58	0.61	0.65	0.66
71	0.27	0.36	0.42	0.50	0.54	0.55	0.57	0.58	0.59	0.59	0.60	0.61	0.64	0.67	0.68
72	0.32	0.40	0.46	0.53	0.58	0.58	0.60	0.61	0.62	0.62	0.63	0.64	0.66	0.70	0.71
73	0.38	0.45	0.50	0.57	0.61	0.62	0.63	0.64	0.65	0.65	0.66	0.66	0.69	0.72	0.73
74	0.43	0.49	0.55	0.60	0.64	0.65	0.66	0.67	0.68	0.68	0.68	0.69	0.71	0.74	0.75
75	0.48	0.54	0.59	0.64	0.67	0.68	0.69	0.70	0.71	0.71	0.71	0.72	0.74	0.77	0.77
76	0.53	0.59	0.63	0.68	0.71	0.71	0.72	0.73	0.74	0.74	0.74	0.75	0.77	0.79	0.80
77	0.58	0.63	0.67	0.71	0.74	0.74	0.75	0.76	0.77	0.77	0.77	0.78	0.79	0.81	0.82
78	0.64	0.68	0.71	0.75	0.77	0.78	0.79	0.79	0.79	0.79	0.80	0.80	0.82	0.84	0.84
79	0.69	0.72	0.75	0.78	0.80	0.81	0.82	0.82	0.82	0.82	0.83	0.83	0.84	0.86	0.86
80	0.74	0.77	0.79	0.82	0.84	0.84	0.85	0.85	0.85	0.85	0.86	0.86	0.87	0.88	0.89
81	0.79	0.82	0.83	0.86	0.87	0.87	0.88	0.88	0.88	0.88	0.89	0.89	0.90	0.91	0.91
82	0.84	0.86	0.88	0.89	0.90	0.90	0.91	0.91	0.91	0.91	0.91	0.92	0.92	0.93	0.93
83	0.90	0.91	0.92	0.93	0.93	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.95	0.95	0.95
84	0.95	0.95	0.96	0.96	0.97	0.97	0.97	0.97	0.97	0.97	0.97	0.97	0.97	0.98	0.98
85	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00